The Key Financial Process
A sophisticated yet accessible approach to wealth management that balances financial principles with innovative strategies tailored to each client's needs.
Four Decades of Excellence
At Key Financial, we've developed a sophisticated yet accessible approach to wealth management that balances financial principles with innovative strategies tailored to each client's needs. For nearly four decades, our systematic process has ensured comprehensive coverage of all aspects of our clients' financial lives.
Key4Life Financial Planning System
Financial planning gives you guidelines, concrete action items, and a workable system that allows you to achieve your objectives. Our comprehensive process includes:
1
Introduction: Discovery & Understanding Your Story
We begin with in-depth conversations to understand not just your financial situation, but your values, priorities, and life aspirations. This crucial foundation helps us align every subsequent recommendation with what matters most to you.
2
Initial Meeting: Uncovering What You Don’t Know
Our team conducts a thorough evaluation of your current financial position, examining assets, liabilities, cash flow patterns, insurance coverage, tax exposure, estate planning documents, and investment allocations. We catch what others miss—because small details today can mean big problems tomorrow.
3
Phase 1 - Internal Team Meeting & Plan Creation: Strategic Planning & Design
Based on our analysis and your objectives, we develop a customized wealth management strategy that integrates the components of your financial life into a cohesive, actionable plan. Like the Bonsai tree that knows the importance of approaching each season with care, we build resilient plans that adjust when your story changes.
4
Phase 2 - Plan Implementation: Coordinated Execution of Strategies
With your approval, we put your strategy into action, coordinating with other professionals in your financial life to ensure seamless execution across all aspects of your plan. This coordination helps prevent future issues and can accelerate your progress.
5
Ongoing Planning & Portfolio Management
Your financial information is always available to you on your own secure, private website, allowing all of us to monitor your financial plan with updated account values to support your cash flow needs and financial goals. We continuously track the performance of your investments and make tactical adjustments in response to market conditions, economic shifts, changes in tax legislation, and your personal and family situation.
6
Regular Review & Optimization
Through scheduled review meetings and ongoing communication, we ensure your financial strategy evolves with your changing life circumstances, priorities, and external factors, keeping you firmly on course toward your long-term objectives of growing your assets, retiring in comfort, and creating generational wealth.
Our Commitment to Excellence
Our approach emphasizes education and transparency throughout this process. We believe informed clients make better decisions.
Education First
We take the time to explain our reasoning, answer questions, and ensure you understand the strategies we recommend.
Complete Transparency
Full visibility into your financial plan with secure, private access to all your information and progress tracking.
Professional Coordination
Consider us your quarterback for seamless collaboration with other professionals in your financial life to ensure comprehensive execution.
Ready to begin?
When you've worked this hard, peace of mind isn't optional—it's essential. Let’s start building your financial future together.
