For the most part, clients will hold investments which can be sold immediately or as of the close that day. The cash is available in your account in 3 business days, after the day of the sale, per SEC rules requiring settlement in T+3 days. From there we can either send you a check, direct deposit into to your bank (ACH) or wire to your bank.
IRAs require a form to be signed (this is federal law) which will ask if you would like us to withhold taxes for you. We can help you figure out how much should be withheld.